MEMBER'S CHOICE Disability makes a member's payment to the credit union should they become disabled due to sickness or accident. The premium is paid by the member and only insures the primary borrower. After a 14 days waiting period, benefits are payable from the 1st day of disability forward.
Disability Insurance covers loans up to $30,000 each, age requirement under 66, and 25 hours/week working requirement.
Reasons why eligible members should consider Disability Insurance on their loans
Many of our members have benefits and continue to benefit from this coverage. We hear, time and time again from our members who benefit from this coverage, "I don't know what I ever would have done without it."- Coverages pay above and beyond any other coverage the member may already have, including employer insurance and worker's compensation.
- Simple enrollment... no health questions or physical exams if elected at time of disbursement or within 30 days.
- No separate premium to send... premium is included in loan payment... the credit union sends premiums each month. |More
- Financial security for family... won't have to assume burden of debt in the event of disability or death.
Consider Disability Insurance on your next loan. Contact a Loan Interviewer for more details.
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Credit |Life Disability Insurance
MEMBER'S CHOICE Life pays off the member's outstanding loan balance if the member dies during the term of the loan.
Disability Insurance covers loans up to $30,000 each, age requirement under 70.
Reasons why eligible members should consider Disability Insurance on their loans
- Coverages pay above and beyond any other coverage the member may already have, including employer insurance and worker's compensation.
- Simple enrollment... no health questions or physical exams if elected at time of disbursement or within 30 days.
- No separate premium to send... premium is included in loan payment... the credit union sends premiums each month.
- Financial security for family... won't have to assume burden of debt in the event of disability or death. |More![]()
Many of our members have benefits and continue to benefit from this coverage. We hear, time and time again from our members who benefit from this coverage, "I don't know what I ever would have done without it."
Consider Life Insurance on your next loan. Contact a Loan Interviewer for more details.