Bull’s Eye Credit Union is committed to protecting the privacy of its members and other users of this web site. We understand that your personal and financial information is important to you. This web site privacy policy explains the information we collect and how we use that information.
Please note: All information collected by or on behalf of Bull’s Eye Credit Union will be used in accordance with the credit union's Privacy Policy which is available to you via a link or by requesting a printed copy.
General Web Site: Visitors to our web site remain anonymous. Bull’s Eye Credit Union collects information on dates and times of web site visits and the number of times each page is visited. This information allows us to track use, measure site traffic and improve site navigation to better serve our members and web site visitors.
E-mail Messages: Personal information contained in e-mail sent by members and non-members may be used by the credit union to answer questions, to follow up on suggestions or to improve the level of service we provide. Please be advised however, that due to the technical design of the Internet, e-mail messages you send may not be secure against interception during transit by unauthorized individuals outside of the credit union. Therefore, you may wish to communicate sensitive or personal information by regular mail, telephone or in person by visiting one of our offices.
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Online Applications and Forms: Personal information contained in online applications and forms by members and non-members will be used by the credit union provide the requested service. Your SSL enabled browser contains the necessary encryption algorithms to "scramble" the information that is transmitted between you and the Bull’s Eye Credit Union computer system. This ensures the confidentiality of information you submit electronically. For this reason, we recommend that you use the most recent versions of Netscape Navigator or Internet Explorer.
PC Branch: When members use PC Branch Online Account Access, personal identifying information is collected. For example, you are asked to provide your member number and password to log on. This allows the credit union to securely regulate entry into your personal financial information and measure member usage. Any information gathered during a PC Branch session is held confidential by Bull’s Eye Credit Union in accordance with our Privacy Policy. Again, your SSL enabled browser contains the necessary encryption algorithms to "scramble" the information that is transmitted between you and the Bull’s Eye Credit Union computer system. This ensures the confidentiality of information you submit electronically.
Youth Pages: The privacy of young visitors to our online youth pages is of great importance. Bull’s Eye Credit Union follows the following policies which conform to the Children's Online Privacy Protection Act of 1998:
· Bull’s Eye Credit Union may collect information on domain names, dates, and times of visits to our youth pages. This information will not include any personal identifiers, and will only be used to record web site visits to help assess the overall value of the pages.
· With the exception of the usage described above, visitor information is NEVER sold, given or disclosed to third parties.
· Our youth pages do not require the use of cookies.
· Parental consent is non-applicable to the youth pages of our site because no personal information is collected.
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Notice of your financial privacy rights
All of our consumer members who have a continuing relationship with us, such as:
- Deposit account
- Loan account
- Credit card
- Safe deposit box
- Retain installment contract we hold and service
- Self-directed Individual Retirement Account where we act as custodian or trustee
- Home mortgage brokerage
- ATM users
- Home equity loans
We will tell you the sources for nonpublic personal information we collect on our members. We will tell you what measures we take to secure that information. We will also tell you what information we share with other entities. We will explain what your rights are, and how you can exercise them. |More
If you share your account relationship with someone else, for example where you are a co-borrower or joint holder of a share draft account, we suggest that you share this information with each other to ensure that each of you are aware of our policy and your options.
We first define some terms.
We, our, and us means Bull's Eye Credit Union
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control.
A nonaffiliated third party is a company that is not an affiliate of ours.
Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice. Back | More
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us
- Information about your transactions with nonaffiliated third parties
- Information from a consumer reporting agency
The confidentiality, security and integrity of your nonpublic personal information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Nonpublic personal information and nonaffiliated third parties
We may disclose nonpublic personal information to nonaffiliated third parties. Here are the kinds of nonpublic personal information we disclose to nonaffiliated third parties: Back | More
Nonpublic personal information we receive from you on an application or other forms, such as
- Name
- Address
Nonpublic personal information about your transactions with us, such as
- Account balances
You may opt out of the disclosure of the information listed above.
Types of Nonaffiliated Third Parties
We may disclose nonpublic personal information about you to the following types of nonaffiliated third parties:
Financial service providers, such as
- Mortgage bankers
- Insurance agents
- Credit card companies
- Debit card companies
We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. Back | More
Nonpublic personal information and former members
We do not disclose nonpublic personal information about former members.
Authorized sharing outside marketing services
We may disclose the following information to companies that perform marketing services on our behalf:
Nonpublic personal information we receive from you on an application or other forms, such as
- Name
- Address
- Social security number
Nonpublic personal information we receive from credit reporting agency, such as
- Creditworthiness
Federal law allows us to disclose the information listed above with companies that perform marketing services on our behalf. You do not have a right to opt out of the disclosure of this information. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. Back | More
Here are the types of businesses with whom we may disclose nonpublic personal information for outside marketing purposes:
Service providers that perform marketing services for us
- Direct sales companies
Limitations on Disclosure
Here are the limitations we impose on the use of nonpublic personal information disclosed to companies that perform marketing services on our behalf:
We only allow direct mail solicitations
Your right to block the disclosure of your nonpublic personal information
Nonaffiliated Third Parties. If you do not want us to share your nonpublic personal information with nonaffiliated third parties, you can block the release of certain nonpublic personal information. This is known as your right to "opt out". Back | More
Your decision to block the disclosure of your nonpublic personal information will apply to all products and services you receive from us.
If you have a joint account, an opt out instruction given by one participant of this account will affect all participants of the account.
If you wish to opt out of disclosures, you may do so by using any of the following methods:
Check the appropriate box(es) on the Opt Out Notice link below and return it to us at this address:
Bulls Eye Credit Union
P.0. Box lO87
Wisconsin Rapids, Wisconsin 54495-1087 Back | Beginning