PLAN for life’s little emergencies with Privilege Pay…                              

Situations occasionally occur when an emergency arises that requires some form of payment and there is not enough money in your checking or Money Management account to cover it.  Bull’s Eye Credit Union has Privilege Pay!

PRIVILEGE PAY provides funds when you need them the most…

Privilege Pay provides you extra protection in your Bull’s Eye checking or Money Management Account and acts as a safety net against
*Overdrawn Checks
*Debit Card transactions and authorizations
*PC Branch Bill Payments already loaded
*ACH Transactions 
When one or more of these transactions are made and there is not enough in your Bull’s Eye checking or Money Management Account to cover it, Privilege Pay will automatically cover the exact amount of the transaction(s) up to your limit, for a nominal fee ($25.00 per item).  You have 30 days to bring your account to a positive balance.  If you have authorized another form of overdraft coverage, such as a savings or Kwik Cash loan, those forms of coverage will be drawn upon before Privilege Pay is accessed.

SAVE YOURSELF money and hassle with Privilege Pay…
Once you have authorized the use of Privilege Pay to cover your transaction(s), the money will automatically be available when it’s needed.  You do not have to make prior arrangements to guarantee the money will be available.  And you don’t have to worry about any returned fees charged by any merchant you offer payment to.  Privilege Pay covers the transaction in the usual manner, with the merchant receiving payment on time. 

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You also do not pay the extraordinary high interest rates charged by payday loan or check cashing stores.  Bull’s Eye keeps the Privilege Pay service affordable.  Finally, with Privilege Pay, you avoid the embarrassment of overdrawing your checking or Money Management account.  You can rest easy, knowing your transaction(s) will be paid. 

ESTABLISH Privilege Pay today and relax knowing that your account is protected…
Privilege Pay may be automatically available to all Bull’s Eye personal and business checking and Money Management account holders, at least 18 years of age, 90 days after opening. Deposits of an amount equal to the amount of Privilege Pay extended to you must be made to this account within each 30-day period. You can choose to opt-out at any time while your Bull’s Eye checking or Money Management account remains open.

The Privilege Pay limit (including fees) that may be extended to you is based on the length of time your checking or Money Management account was opened with Bull’s Eye.
The limits are as follows:
                                                                    3 Months                6 Months                12 Months
Regular & Checkers Choice                           $300.00                   $500.00                   $ 700.00
Checking (S8, S38)
Small & Large Business                                 $300.00                   $500.00                   $1,000.00
Checking (S48, S58)
Money Management (S7)                               $300.00                   $500.00                   $1,000.00

We encourage you to access your account balances using PC Branch at www.becu.net or
Ella the Tella at (800) 448-1028 for your actual vs. available balance.  This is important because you will have access to your available funds, as your actual balance could include outstanding authorizations and/or holds.

For more information about this and other Bull’s Eye products and services, please call
(715) 423-2650, (715) 254-2000 or email us at www.becu.net.